With tax filing deadlines looming (Monday, April 15), it’s important to be aware of potential scams related to tax season.
According to a press statement from Zions Bank, imposter scams that lead to tax fraud and identity theft typically increase during this time of year. Tax scams try to do two things: get your money or your personal data. Scammers pretend to be someone they are not, such as an IRS agent, tax collector, or tax preparer to try to scare you or lure you in with the promise of more money.
Recognize the Red Flags
Beware of calls claiming to be from the IRS, especially if they involve threats or pressure to provide sensitive information. Here are more red flags to look for.
Remember the Basics
The IRS only accepts payments online at IRS.gov, and checks should only be made out to the U.S. Treasury, never IRS. Here are more tips to keep you from getting sucked in by tax hackers.
What to Do if You Get Scammed
If you fell for a scam, pick yourself up, brush yourself off, forgive yourself, and get to work. Remember these tips:
- If you sent money: Cancel the transaction with your financial institution.
- If you provided banking or credit card information: Call the fraud department of the impacted company and then request to freeze or cancel your account.
- If someone files a tax return in your name: Fill out an Identity Theft affidavit, print it and then mail it with your tax return. You can also request a copy of the fraudulent return.
- If you are the victim of identity theft: File a report with the FTC and the Treasury Inspector General for Tax Administration.
- If you get a scam email or text message (including requests for additional tax forms): Report scam emails to the IRS at phishing@irs.gov. Forward scam texts to 7726 and forward a screenshot of the message to phishing@irs.gov.
You can visit the Zions Bank Security Center to learn more about how to stay safe online. For Zions Bank customers, the bank’s press statement emphasized that security is the top priority.
“We will never contact you asking for your financial or personal information. If you receive a message requesting sensitive information that claims to be from us, do not click any links and contact us at 800-726-7503.”